Standard Insurance Agency
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1-800-522-0146

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    Not all homes are the same, you picked your manufactured home for a reason. It was what you wanted or needed. Well, not all insurance companies and insurance policies are the same. We believe you should be as diligent and selective when searching for manufactured home insurance as you were when you found your home. After all, your home is your biggest investment. That makes your home insurance policy your second biggest investment because it is the only thing that protects your biggest investment in case of an emergency.

    At Standard Casualty Company, we provide a comprehensive policy that offers more coverage than most other insurance companies. We even feature coverage for flood and earthquake losses, natural disasters that most insurance companies won't even consider. We do this because we care about our clients and their needs. We're more concerned about a long term, loyal client that is satisfied and protected by our homeowner’s insurance coverage. Take a look at some of the things that we offer or cover that other policies do not:

    Coverage, Condition or PerilOur Mobilowner PolicyTheir HOA or HO2 Policy
    Earthquake
    Yes
    No
    Flood
    Yes
    No
    Comprehensive / All Risk Coverage
    Yes
    No
    Low Deductibles
    Yes
    No
    Replacement Cost for Home and Contents
    Yes, optional
    Yes, optional
    Home Change of Location
    Yes
    No
    Multi-Year Policies
    Yes
    No
    Meets Mortgage Company's Requirements
    Yes, all of the time
    No, only some of the time
    Flexible Payment Plans
    Yes, all of the time
    No, only some of the time

    The coverages described on this web site are only a general description of the terms and conditions contained in the policies we offer which may give some understanding of the different types of coverages we provide. This web site cannot be used to conclude what coverage exists or is available in any insurance policy issued by Standard Casualty Company (SCC) or through Standard Insurance Agency, Inc. (SIA). The language contained in this web site is not a contract of insurance or binder of coverage between SCC or SIA and any other party (or parties). The insurance contract is contained only in the complete insurance policy issued by SCC or through SIA which may include more or less coverage, conditions, limitations, and exclusions than identified on this web site. All coverages are subject to the complete insurance policy's terms, conditions, limitations and exclusions. Please read your complete insurance policy carefully. Some coverages may not be available in all geographic areas and for specific categories of coverage. In Texas, Standard Casualty Company re-insures the mobilowners policy written through Standard Insurance Agency, Inc.




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In Texas, Standard Casualty Company reinsures the mobile home owner's policy written through Standard Insurance Agency, Inc. Some policies may be issued through our affiliates. Coverage available in: Alabama, Arkansas, Arizona, Colorado, Delaware, Florida, Georgia, Kansas, Kentucky, Louisiana, Mississippi, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia and West Virginia. All coverage is subject to your individual policy limitations and exclusions. Please read your policy carefully. It contains the information you need to know. Standard Casualty Company is a member of the Palm Harbor Homes family of companies, the leaders in manufactured and modular homes. Photos used by permission of Palm Harbor Homes. Terms, Conditions, and Privacy Statements

Terms and Conditions & Privacy Statements

Internet Privacy Policy

At Standard Casualty Company (SCC) we are dedicated to "securing" your privacy on the web. Please read the following Internet Privacy Policy, which explains how we at SCC endeavor to build your trust and security through our web policies.

This Internet Privacy Policy applies to your visit to our web site, www.stdins.com and its affiliated sites. If you are an individual who has purchased a manufactured home policy from Standard Casualty, you have received or will be receiving in the mail a copy of Standard Casualty's Privacy Disclosure Statement, which contains important additional information about privacy practices.

Information Gathering

The level of information gathered by SCC varies depending on your request. The gathering of this information is designed with you in mind so that we can better service the products we offer you. Here are some examples of the types of information the SCC web site collects if you choose to provide it:

Using Information Gathered

The information SCC collects is used to provide policy quotes when requested, administer insurance policies, and answer questions or concerns.

By using our website, SCC is able to log general statistical information (from log files) such as: the domain name, IP address and browser type of our website visitors. With the information gathered, we are better able to create a customized experience for your visit to our web site. The log file information does not contain personally identifiable information, such as name, address, phone, etc. and is used only in the aggregate.

Cookies

What is a cookie? Cookies are sets of information that our web server assigns to you when you visit our web site. Cookies are used in a few areas of our site only for maintaining information between pages. They are not used for storing or tracking personal information from our customers. These cookies simply carry forward information that you submitted on one screen to the next screen, eliminating the need for redundant entry. These cookies do not gather any other personal information from you or your computer. You do have a choice whether or not to accept the cookie, however, if you reject the cookie or if the cookies are disabled on your web browser, some parts of the web site will not be operable.

The SCC web site is designed to give our customers, prospective customers, and visitors a confidential means of gathering information about our Company, services and products and for doing business with us over the Internet. Our site will only collect information that you voluntarily provide in order for us to service your request. If you have provided personal information on our web site in order to obtain a policy quote, administer your insurance policies, or ask us a question, we may need to share that information with authorized third parties, if necessary to service your request. We do not sell any customer information to mailing list companies or telemarketing companies.

Protecting Information Gathered and Security

Personal information you have provided is limited to employees and agents of SCC who need to know that information in order to service your request. SCC maintains physical, electronic, and procedural safeguards that comply with applicable regulations to guard your personal information. SCC retains the information collected for as long as required or permitted by law or regulation.

Notification of Changes

This Internet Privacy Policy may be modified from time to time. If we change our Internet Privacy Policy, we will post those changes on this web site www.stdins.com. You may wish to visit this page periodically to review the most recent Internet Privacy Policy.

This Internet Privacy Policy applies to the following Standard Casualty Company's Subsidiaries, Affiliates, and Associated Companies:

Standard Casualty Company
Standard Insurance Agency, Inc.
Standard Direct Insurance Agency

Contact Information

Communications Department
100 Northwoods Drive
New Braunfels, TX 78132

Last modified on: February 13, 2008