Why should you sell manufactured home insurance? Because it's a lucrative growing industry that provides a service to manufactured homeowners. A manufactured homeowners biggest investment is more often than not their manufactured home. By selling them first-class insurance designed specifically to meet your customer's needs, you're doing the customer, the community, and even the lender a great service. It's a great feeling to be able to make a good living doing something that is good for the customer and community. We know, we've specialized in the manufactured or factory built housing market for over 40 years.
Since Standard Casualty Company specializes in manufactured housing insurance, we are the premier underwriter of factory built housing on the market. By selling insurance for Standard Casualty Company, you'll be able to offer the lowest premiums and deductibles for your customers, coupled with an excellent satisfaction rating of 95% by those that matter most, our customers. You'll be able to offer to your customers coverages, such as flood and earthquake, that most other companies won't consider, and you'll be able to sell specialized coverages to meet your customer's individual needs. We offer fast service, no credit checks, and multiple payment options. Simply put, at Standard Casualty Company, we offer the best selection, the best rates, and the best service. The question you should be asking yourself is
why would you want to sell manufactured housing insurance for anyone else?
Here are five reasons why you should sell our manufactured home insurance:
Your customer must get insurance somewhere. Shouldn't they get it from the best company around? This is a major purchase, which requires maximum protection. To every customer you service, it's their home, their biggest investment, their American Dream! We offer the most coverages, low premiums and low deductibles. We specialize in manufactured home insurance and have a 95% Customer Satisfaction Index (CSI) on all filed claims! If not Standard Casualty Company, who is better equipped to serve manufactured home owners. If you sell manufacture home insurance, wouldn't your life be better if you were selling our policies?
Our insurance has minimal underwriting, so if your customer goes to another company, they may not insure the manufactured home until it is set up, skirted and approved by their underwriting department. This could possibly delay funding the loan. We specialize in manufactured home insurance. It's all that we do! We get people the coverage your clients need and want as quickly as they have to have it. Also, if there is a lien on the manufactured home, the lender will require insurance.
Our insurance program is specifically designed for manufactured homes. We provide natural disaster coverage, including flood and earthquake coverage! Most of our insurance competitors do not write flood or earthquake coverage with natural disaster coverage as part of their standard policy, so you have more to offer customers. As many lenders require natural disaster coverage, this could delay funding, but not with our coverages. Remember, our policy meets the lenders requirements.
You and your agency lose commission dollars when the customer goes elsewhere to purchase insurance coverage. With Standard Casualty Company you can offer more coverages with lower premiums and lower deductibles. We offer personalized attention and great customer service. In fact, we settled 93% of our claims after Hurricane Ike in less than 60 days. With services and policies such as these, our coverages sell themselves, and our customers rarely leave.
Many insurance competitors are in and out of the insurance market. Once they have a certain amount of exposure in a given county, park or zip code, they often stop writing new business. Also, once the home gets older they often will not write the risk. We offer coverages on most manufactured home makes and models. We're always looking for new business, in fact, 26% of our business is new business. As a manufactured housing insurance specialist, we've been serving customers in this market for over 40 years.
Remember the Mobilowners Insurance Program you offer through your agency is specifically designed for the modern-day manufactured homeowner. We offer comprehensive coverage for all homes, including Adjacent Structures, Replacement Cost and Personal Effects. The rates are very competitive for the coverage offered. The deductibles and premiums are low. We don't require credit checks and accept multiple forms of payments. We couldn't make it any easier
In Texas, Standard Casualty Company reinsures the mobile home owner's policy written through Standard Insurance Agency, Inc. Some policies may be issued through our affiliates. Coverage available in: Alabama, Arkansas, Arizona, Colorado, Delaware, Florida, Georgia, Kansas, Kentucky, Louisiana, Mississippi, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia and West Virginia. All coverage is subject to your individual policy limitations and exclusions. Please read your policy carefully. It contains the information you need to know. Standard Casualty Company is a member of the Palm Harbor Homes family of companies, the leaders in manufactured and modular homes. Photos used by permission of Palm Harbor Homes.
Terms, Conditions, and Privacy Statements
Terms and Conditions & Privacy Statements
The level of information gathered by SCC varies depending on your request. The gathering of this information is designed with you in mind so that we can better service the products we offer you. Here are some examples of the types of information the SCC web site collects if you choose to provide it:
"Contact Us" & Other Email Forms - Name & Email Address
Request for Information Forms - Name & Mailing Address and/or Email Address
Claims Service Online Reporting - Name, Address, Date of Birth, Policy Number, information about the claim or accident, the names of witnesses & other contact information.
Mobile home Quoting Application - Name, Email Address, Mailing Address, Phone Number, Mobile home description, Date of Birth, Coverage information, Discount eligibility information
Using Information Gathered
The information SCC collects is used to provide policy quotes when requested, administer insurance policies, and answer questions or concerns.
By using our website, SCC is able to log general statistical information (from log files) such as: the domain name, IP address and browser type of our website visitors. With the information gathered, we are better able to create a customized experience for your visit to our web site. The log file information does not contain personally identifiable information, such as name, address, phone, etc. and is used only in the aggregate.
What is a cookie? Cookies are sets of information that our web server assigns to you when you visit our web site. Cookies are used in a few areas of our site only for maintaining information between pages. They are not used for storing or tracking personal information from our customers. These cookies simply carry forward information that you submitted on one screen to the next screen, eliminating the need for redundant entry. These cookies do not gather any other personal information from you or your computer. You do have a choice whether or not to accept the cookie, however, if you reject the cookie or if the cookies are disabled on your web browser, some parts of the web site will not be operable.
The SCC web site is designed to give our customers, prospective customers, and visitors a confidential means of gathering information about our Company, services and products and for doing business with us over the Internet. Our site will only collect information that you voluntarily provide in order for us to service your request. If you have provided personal information on our web site in order to obtain a policy quote, administer your insurance policies, or ask us a question, we may need to share that information with authorized third parties, if necessary to service your request. We do not sell any customer information to mailing list companies or telemarketing companies.
Protecting Information Gathered and Security
Personal information you have provided is limited to employees and agents of SCC who need to know that information in order to service your request. SCC maintains physical, electronic, and procedural safeguards that comply with applicable regulations to guard your personal information. SCC retains the information collected for as long as required or permitted by law or regulation.
Notification of Changes
Standard Casualty Company
Standard Insurance Agency, Inc.
Standard Direct Insurance Agency
100 Northwoods Drive
New Braunfels, TX 78132