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Not all insurers offer the same coverages. At Standard Casualty Company, we provide a comprehensive policy that offers more coverage that many other insurance companies, including coverage from flood and earthquake losses.

Coverage, Condition or Peril Our Mobilowner Policy Their HOA or HO2 Policy
Earthquake
Yes
No
Flood
Yes
No
Comprehensive / All Risk Coverage
Yes
No
Low Deductibles
Yes
No
Replacement Cost for Home and Contents
Yes, optional
Yes, optional
Home Change of Location
Yes
No
Multi-Year Policies
Yes
No
Meets Mortgage Company's Requirements
Yes, all of the time
No, only some of the time

The coverages described on this web site are only a general description of the terms and conditions contained in the policies we offer which may give some understanding of the different types of coverages we provide. The web site cannot be used to conclude what coverage exists or is available in any insurance policy issued by Standard Casualty Company (SCC) or through Standard Insurance Agency, Inc. (SIA). The language contained in this web site is not a contract of insurance or binder of coverage between SCC or SIA and any other party(ies). The insurance contract is contained only in the complete insurance policy issued by SCC or through SIA which may include more or less coverage, conditions, limitations, and exclusions than identified on this web site. All coverages are subject to the complete insurance policy's terms, conditions, limitations and exclusions. Please read your complete insurance policy carefully. Some coverages may not be available in all geographic areas and for specific categories of coverage. In Texas, Standard Casualty Company reinsures the mobilowners policy written through Standard Insurance Agency, Inc.

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Standard Casualty Company
Standard Insurance Agency, Inc.
PO Box 311806
New Braunfels, TX 78131-1806

800-522-0146 or 830-629-6111
Claims Fax Number: 830-629-3468
Main Fax Number: 830-629-6348
Email Address: information@stdins.com

In Texas, Standard Casualty Company reinsures the mobile home owner's policy written through Standard Insurance Agency, Inc. Some policies may be issued through our affiliates.

Coverage available in: Alabama, Arkansas, Arizona, Colorado, Delaware, Florida, Georgia, Kansas, Kentucky, Louisiana, Mississippi, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia and West Virginia. All coverage is subject to your individual policy limitations and exclusions. Please read your policy carefully. It contains the information you need to know.

Standard Casualty Company is a member of the Palm Harbor Homes family of companies, the leaders in manufactured and modular homes.


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