Products and Services

Manufactured home, factory-built home, mobile home... No matter what you call them, it's your home and we can help you protect it.

Our physical damage protection coverage insures your home against direct, sudden and accidental loss or damage including fire, flood and earthquake. We also offer liability coverage that protects you from liability claims.

Call us today and ask for Becky Chandler, Direct Marketing Manager, at 800-522-0146, or contact us to request more information.

Coverage We Offer

Coverage We Offer

Physical Damage Protection Coverage

Our physical damage protection coverage protects your home against direct, sudden and accidental loss or damage.

We offer physical damage protection coverage for damages caused by the following events:

  • Flood
  • Earthquake
  • Water damage from bursting pipes
  • Hail
  • Windstorms
  • Theft or attempted theft
  • Fire
  • Vandalism
  • Damage to tie down anchoring systems
  • Explosion
  • Lightning
  • Falling objects
  • Glass breakage

Liability Coverage

As a homeowner, you may be held legally responsible for accidents that happen to someone else on your property. If you choose our optional liability coverage, you will be protected from losses resulting from such personal liability claims. For example, if someone is injured on your property, you could be held responsible for doctor and hospital bills, loss of pay or damages for pain and suffering. This optional liability coverage will provide you protection from these claims as well as legal fees and other associated costs.

What's Included In Our Coverage?

Coverage Includes Additional Coverage Available
  • Additional living expenses
  • Fire Department services & fees
  • Emergency removal services
  • Debris removal
  • Plants, trees, shrubs and lawns
  • Radio and TV antennas
  • Personal effects
  • Adjacent structures
  • Replacement cost coverages

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. The coverages described on this page apply if you use your mobile home as a residence. They do not apply to rental and commercial use. *Coverage may not be available in all areas.

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Standard Casualty Company
Standard Insurance Agency, Inc.
PO Box 311806
New Braunfels, TX 78131-1806

800-522-0146 or 830-629-6111
Claims Fax Number: 830-629-3468
Main Fax Number: 830-629-6348
Email Address: information@stdins.com

In Texas, Standard Casualty Company reinsures the mobile home owner's policy written through Standard Insurance Agency, Inc. Some policies may be issued through our affiliates.

Coverage available in: Alabama, Arkansas, Arizona, Colorado, Delaware, Florida, Georgia, Kansas, Kentucky, Louisiana, Mississippi, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia and West Virginia. All coverage is subject to your individual policy limitations and exclusions. Please read your policy carefully. It contains the information you need to know.

Standard Casualty Company is a member of the Palm Harbor Homes family of companies, the leaders in manufactured and modular homes.


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