Standard Casualty Company
Here at Standard we offer a comprehensive policy for mobile homes. This is the broadest coverage available
Coverage for your Mobile Home
We offer Replacement cost for your mobile home for anything direct, sudden, and accidental including; Fire, Windstorm, Hail, and Flood in some cases. Stated value coverage for a total loss is also available.Coverage for your Adjacent Structures and Equipment
We will insure up to the replacement cost and pay to repair your damaged structures. We offer Replacement cost for your adjacent structures and equipment for anything direct, sudden, and accidental including; Fire, Windstorm, Hail, and Flood in some cases.Coverage for Personal Property
We cover your personal property and will pay replacement cost up to the limit of liability. We offer Replacement cost for your personal property for anything direct, sudden and accidental including Fire, Windstorm, Hail, and Theft. (Flood in some cases.) This covers your personal property on the premise and in any of your out-buildings. We also cover 10% of that coverage off premises as well. We have increased limits available for certain items such as jewelry, firearms, collections etc.Additional Living Expenses
We include up to 20% of what the home is insured to for living expenses if you are displaced due to damage while repairs are made. This also includes Debris removal, coverage for trees, shrubs, lawns, food spoilage, and more.Additional coverage such as golf cart, water backup of sewers/drains, and other coverages may also be added to the policy.
Personal Liability
We have coverage starting at $25,000.00 up to $300,000.00 in Texas and New Mexico and up to $500,000.00 in Arizona and Nevada.We offer coverage in Texas, New Mexico, Arizona and Nevada.