What does Mobile Home Insurance Cover?

Here at Standard we offer a comprehensive policy for mobile homes. This is the broadest coverage available

Standard Casualty Company we offers a comprehensive policy for Mobile Homes. This is the broadest coverage available.

Coverage for your Mobile Home

We offer Replacement cost for your mobile home for anything direct, sudden, and accidental including; Fire, Windstorm, Hail, and Flood in some cases. Stated value coverage for a total loss is also available.

Coverage for your Adjacent Structures and Equipment

We will insure up to the replacement cost and pay to repair your damaged structures.  We offer Replacement cost for your adjacent structures and equipment for anything direct, sudden, and accidental including; Fire, Windstorm, Hail, and Flood in some cases.

Coverage for Personal Property

We cover your personal property and will pay replacement cost up to the limit of liability.  We offer Replacement cost for your personal property for anything direct, sudden and accidental including Fire, Windstorm, Hail, and Theft. (Flood in some cases.) This covers your personal property on the premise and in any of your out-buildings.  We also cover 10% of that coverage off premises as well.  We have increased limits available for certain items such as jewelry, firearms, collections etc.

Mobile Home Insurance calculator and quote

Additional Living Expenses

We include up to 20% of what the home is insured to for living expenses if you are displaced due to damage while repairs are made. This also includes Debris removal, coverage for trees, shrubs, lawns, food spoilage, and more.

Additional coverage such as golf cart, water backup of sewers/drains, and other coverages may also be added to the policy.

Personal Liability

We have coverage starting at $25,000.00 up to $300,000.00 in Texas and New Mexico and up to $500,000.00 in Arizona and Nevada.

We offer coverage in Texas, New Mexico, Arizona and Nevada.