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Coverage You Can Count On 1-800-522-0146

Home  |  Consumers

Compare Before You Buy

Not all homes are the same, you picked your manufactured home for a reason. It was what you wanted or needed. Well, not all insurance companies and insurance policies are the same. We believe you should be as diligent and selective when searching for manufactured home insurance as you were when you found your home. After all, your home is your biggest investment. That makes your home insurance policy your second biggest investment because it is the only thing that protects your biggest investment in case of an emergency.

 

At Standard Casualty Company, we provide a comprehensive policy that offers more coverage than most other insurance companies. We even feature coverage for flood and earthquake losses, natural disasters that most insurance companies won't even consider. We do this because we care about our clients and their needs. We're more concerned about a long term, loyal client that is satisfied and protected by our homeowner’s insurance coverage. Take a look at some of the things that we offer or cover that other policies do not:

Coverage, Condition or PerilOur Mobilowner PolicyTheir HOA or HO2 Policy
Earthquake
Yes
No
Flood
Yes
No
Comprehensive / All Risk Coverage
Yes
No
Low Deductibles
Yes
No
Replacement Cost for Home and Contents
Yes, optional
Yes, optional
Home Change of Location
Yes
No
Multi-Year Policies
Yes
No
Meets Mortgage Company's Requirements
Yes, all of the time
No, only some of the time
Flexible Payment Plans
Yes, all of the time
No, only some of the time

The coverages described on this web site are only a general description of the terms and conditions contained in the policies we offer which may give some understanding of the different types of coverages we provide. This web site cannot be used to conclude what coverage exists or is available in any insurance policy issued by Standard Casualty Company (SCC) or through Standard Insurance Agency, Inc. (SIA). The language contained in this web site is not a contract of insurance or binder of coverage between SCC or SIA and any other party (or parties). The insurance contract is contained only in the complete insurance policy issued by SCC or through SIA which may include more or less coverage, conditions, limitations, and exclusions than identified on this web site. All coverages are subject to the complete insurance policy's terms, conditions, limitations and exclusions. Please read your complete insurance policy carefully. Some coverages may not be available in all geographic areas and for specific categories of coverage. In Texas, Standard Casualty Company re-insures the mobilowners policy written through Standard Insurance Agency, Inc.

Standard Casualty Company © 2016

In Texas, Standard Casualty Company reinsures the mobile home owner's policy written through Standard Insurance Agency, Inc. Some policies may be issued through our affiliates. Coverage available in: Alabama, Arkansas, Arizona, Colorado, Delaware, Florida, Georgia, Kansas, Kentucky, Louisiana, Mississippi, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia and West Virginia. All coverage is subject to your individual policy limitations and exclusions. Please read your policy carefully. It contains the information you need to know. Terms, Conditions, and Privacy Statements