Not all homes are the same, you picked your manufactured home for a reason. It was what you wanted or needed. Well, not all insurance companies and insurance policies are the same. We believe you should be as diligent and selective when searching for manufactured home insurance as you were when you found your home. After all, your home is your biggest investment. That makes your home insurance policy your second biggest investment because it is the only thing that protects your biggest investment in case of an emergency.
At Standard Casualty Company, we provide a comprehensive policy that offers more coverage than most other insurance companies. We even feature coverage for flood and earthquake losses, natural disasters that most insurance companies won't even consider. We do this because we care about our clients and their needs. We're more concerned about a long term, loyal client that is satisfied and protected by our homeowner’s insurance coverage. Take a look at some of the things that we offer or cover that other policies do not:
| Coverage, Condition or Peril | Our Mobilowner Policy |
Their HOA or HO2 Policy |
Earthquake |
Yes |
No |
Flood |
Yes |
No |
Comprehensive / All Risk Coverage |
Yes |
No |
Low Deductibles |
Yes |
No |
Replacement Cost for Home and Contents |
Yes, optional |
Yes, optional |
Home Change of Location |
Yes |
No |
Meets Mortgage Company's Requirements |
Yes, all of the time |
No, only some of the time |
Flexible Payment Plans |
Yes, all of the time |
No, only some of the time |
The coverages described on this web site are only a general description of the terms and conditions contained in the policies we offer which may give some understanding of the different types of coverages we provide. This web site cannot be used to conclude what coverage exists or is available in any insurance policy issued by Standard Casualty Company (SCC) or through Standard Insurance Agency, Inc. (SIA). The language contained in this web site is not a contract of insurance or binder of coverage between SCC or SIA and any other party (or parties). The insurance contract is contained only in the complete insurance policy issued by SCC or through SIA which may include more or less coverage, conditions, limitations, and exclusions than identified on this web site. All coverages are subject to the complete insurance policy's terms, conditions, limitations and exclusions. Please read your complete insurance policy carefully. Some coverages may not be available in all geographic areas and for specific categories of coverage. In Texas, Standard Casualty Company re-insures the mobilowners policy written through Standard Insurance Agency, Inc.
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